Skip to main content

Home Insurance - 10 easy tips to pay less Health Insurance Article 2008,

Home Insurance - 10 easy tips to pay less by Greg Matt
Whether you live in Arizona, or any other state, home insurance is an important subject. While it is imperative that you have home insurance, you also want to be sure that you are getting a great deal on your insurance as well. Saving money is important, so here are ten good tips that will help you save on home insurance.
Tip #1 - Compare Multiple Quotes -
One of the best things you can do if you want to save on home insurance is to compare rates of various companies. The easiest and fastest way to compare multiple quotes is to do it online with only one form. Be sure you compare the coverage as well as the price.
Tip #2 - Choose a Higher Deductible -
Something as simple as just choosing a higher deductible can also help you to save. If you think that you can afford a higher deductible if something happens to your home, then a higher deductible can definitely lower insurance premium.
Tip #3 - Insure Your Home and Not the Land You Own -
Many people insure both their home and the land the home is on. Instead of insuring both your home and the land it is on, insure only your home if you want to save.
Tip #4 - Buy Multiple Insurance Policies from One Company -
Purchasing various policies from the same company will help you save money. Usually if you purchase more insurance policies with one company, you will be eligible for a discount on all policies you hold with the company.
Tip #5 - Take Inventory of Your Possessions and the Amount of Coverage You Have -
Each year you need to take inventory of your possessions and how much coverage you have. You may find that you have more coverage than you really need. Lowering the amount of coverage when you don't need it will save you money.
Tip #6 - Consider the Cost of Insurance before Purchasing Your Home -
If you are planning on purchasing a home in the near future, one thing to keep in mind is the cost of home insurance. You may want to choose a home that will not break your budget.
Tip #7 - Protect Your Home against Disasters -
If you check with your home insurance company, more than likely they will be able to give you some tips on protecting your home against disasters to save money. Some of the things you may be able to do to protect your home include using better roofing materials, adding storm shutters to your home, or reinforcing it against earthquakes.
Tip #8 - Add more Security Features to Your Home -
Security is important to the safety of your home and your family. By adding burglar alarms, fire alarms, sprinkler systems, and other types of home security, you can save money and provide more safety for you and your family.
Tip #9 - Keep Your Credit Looking Great -
Believe it or not, if you have bad credit, you are going to end up paying more for home insurance. Work on improving your credit by paying all of your bills on time.
Tip #10 - If You Smoke - QUIT! -
There are some home insurance companies that may charge you a surcharge if you smoke, so just taking the initiative to stop smoking can help you save.
Labels:

Comments

Insurance said…
Hi,
Great article but you forgot to include the author's bio paragraph (resource box)under the article. Thanks, Greg Matt.
October 26, 2007 at 3:32 PM
Neetu said…
Awesome tips. After learning all these tips I can't wait for more and will start searching for home insurance policy soon. Using all these great point I am sure that I can make a nice and affordable deal. All these points are sounding me great. Thanks.
commercial general liability insurance
October 15, 2011 at 1:17 AM
Post a Comment

Popular posts from this blog

How To Compare Low Cost Health Insurance In West Virginia

How To Compare Low Cost Health Insurance In West Virginia by Alexis Jensen For more than 50% of all West Virginia households the idea of low cost health insurance is something of a misnomer, because at least half of all West Virginia households report that paying for health insurance is a severe strain on their monthly budget - and approximately 16% of all West Virginia families can't afford any health insurance at all. Hopefully this article will shed some light on ways that almost every family in West Virginia can compare and find low cost health insurance without breaking the family budget. It should come as no surprise that health care costs less for healthy people. One way to save money on health care and to see the doctor less frequently is to eat right and to get plenty of sleep and exercise. Eating right means giving up fast food and fried food - except in very limited quantities. Exercise doesn't have to mean buying the latest infomercial fad - exercise can mean walkin...
1 comment
Read more

Insurance Is Investment For The Future : Health insurance review 2008

Insurance Is Investment For The Future by Ajeet Khurana Of all the reasons why people invest in life and health insurance, the most important one is that they are worried for the future. An older man who married late would need to be sure that his young children will have something to live off when he dies. A man who works overseas all the time, under extreme danger from natural predators or security risks, wants to make sure that his wife will have something to live off when he passes. It could become essential to have health insurance if one is in a foreign land. A mother needs health insurance for her children, in case they get sick. We pay our monthly premiums, not because we think its part of our expenses, but because the premiums will go a long way in ensuring that our family members are taken care of. I can enumerate a number of reasons why health insurance is a necessity. The first is that health coverage protects me during health care emergencies. This gives me the confidence...
1 comment
Read more

Health Insurance - Protecting Your Health and Your Pocket : Health insurance Article 2008

Health Insurance - Protecting Your Health and Your Pocket by Peter Finch We all know we need to look after ourselves. We eat healthy food, we try to exercise more and we try to make sure we are prepared for what life may throw at us. When it comes to our health, it pays to do everything we can to look after ourselves. Unfortunately, we sometimes suffer from illness and though we are lucky enough to live in a country with free medical care, it is not always what we would wish it to be. Carrying health insurance allows us to take control of how fast, where and when we receive medical treatment and care. When it comes to our health, it really is a matter we need to be in control of. Health insurance is something we are highly likely to claim on. We are far more likely to claim on a health insurance policy than our life insurance as the human body is far more complicated than any car and there is more likely to go wrong with it. Are we seriously insuring our cars and not actively consider...
1 comment
Read more