health insurance for your healthy

Individual Health Insurance: What's Right For You? by Edward M. Brancheau Shopping for individual health insurance is a tedious and tiresome task. Health insurance is especially troublesome to compare and shop. There are thousands of companies that want you to buy medical insurance from them. What adds to the complexity is the sheer number of different plan details, such as deductibles and coverage options. If you are feeling lost in the health insurance maze, these points may help you find your way out. Check the Monthly Premiums Medical insurance brings with it some major costs. This cost is the monthly payment, also referred to as a premium. Even if you do not use your insurance in a particular month, you still pay the premium. Your health insurance quote should clearly show the premium cost. Costs Incurred With Any Claim Additional costs may arise when you make a claim. Doctor and hospital visits may be associated with a fixed cost. Alternatively, the amount you pay may be a pe...